The Capital Investor Plus (CIP) is a savings account that offers both individuals and companies the flexibility to withdraw and deposit funds. This account has a very attractive twist – funds can be used to secure a loan under the Capital Loan Plan (CLP) at just 5% above the rate of interest you receive. (Adjusted for BOJ reserve)
Who Can Benefit
- Investors/Companies with a minimum deposit of US$1,000.00 or JA $1,000.00
- Investors/Companies who want to borrow funds at a low interest rate
What it Offers
- High Interest Rates: Interest rates are higher than other ordinary savings accounts at commercial banks
- Interest is calculated daily and credited to your account at the end of each calendar quarter
- Flexibility: enjoy tailored monthly savings to your account
- Security: Deposits are insured by the Jamaica Deposit Insurance Corporation
- Get special discounts on Foreign Exchange & Wire Transfers*
- Convenience: ABM withdrawals and Point of Sale purchases with a CAPITAL LINK DEBIT CARD
- No management fees
- No withdrawal fees
How It Works
- Interest is applied quarterly to principal
- Find out how to access the Capital Loan Plan (CLP) with your CIP - click here
*Conditions apply

Click here to make further enquiry about this product
Rates Updated September 19, 2011
JAD
| Amount | 3 Months |
| 1,000 - 99,999 | 0.75% |
| 100,000 - 249,999 | 1.25% |
| 250,000 - 499,999 | 2% |
| 500,000 - 999,999 | 2.25% |
| 1,000,000 - 2,499,999 | 3.25% |
| 2,500,000 and above | 3.5% |
USD
| Amount | 3 Months |
| 1,000 - 9,999 | 1.35% |
| 10,000 - 24,999 | 1.5% |
| 25,000 - 49,999 | 1.75% |
| 50,000 - 99,999 | 2.1% |
| 100,000 - 249,999 | 2.5% |
| 250,000 and above | 2.9% |
GBP
| Amount | 3 Months |
| 1,000 - 24,999 | 0.5% |
| 25,000 - 49,999 | 0.75% |
| 50,000 - 99,999 | 1.25% |
| 100,000 - 249,999 | 1.75% |
| 250,000 and above | 2% |
CDN
| Amount | 3 Months |
| 1,000 - 24,999 | 0.25% |
| 25,000 - 49,999 | 0.5% |
| 50,000 - 99,999 | 0.8% |
| 100,000 - 249,999 | 1.15% |
| 250,000 and above | 1.8% |
EUR
| Amount | 3 Months |
| 1,000 - 24,999 | 0.25% |
| 25,000 - 49,999 | 0.5% |
| 50,000 - 99,999 | 1% |
| 100,000 - 249,999 | 1.5% |
| 250,000 and above | 1.85% |