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USD

"A" Account - Tax Free Foreign Currency

Amount30 Days90 Days180 Days366 Days
1,000 - 9,9992.65%2.9%3.2%3.45%
10,000 - 24,9992.75%3.05%3.35%3.75%
25,000 - 49,9992.9%3.25%3.55%3.9%
50,000 - 99,9993.15%3.45%3.8%4.15%
100,000 - 249,9993.25%3.55%3.9%4.25%
250,000 - 499,9993.55%3.75%4.2%4.4%
500,000 and above****

Capital Advantage Gold

Amount90 Days180 Days366 Days
10,000 - 24,9992.9%3.05%3.15%
25,000 - 49,9993%3.25%3.6%
50,000 - 99,9993.25%3.45%3.75%
100,000 - 249,9993.4%3.65%3.9%
250,000 and above3.55%3.9%4.15%

Capital Investor Plus

Amount3 Months
1,000 - 9,9992.6%
10,000 - 24,9992.75%
25,000 - 49,9993%
50,000 - 99,9993.35%
100,000 - 249,9993.75%
250,000 and above4.15%

Capital Investor Plus

AmountRate P/A
1,000 - 9,9992.85%
10,000 - 24,9993%
25,000 - 49,9993.25%
50,000 - 99,9993.5%
100,000 - 249,9994%
250,000 and above4.4%

Capital SuperSaver

AmountRate P/A
2,000 - 9,9992.9%
10,000 - 24,9993.15%
25,000 - 49,9993.4%
50,000 - 99,9993.65%
100,000 - 249,9994%
250,000 - 499,9994.25%
500,000 and above4.55%

Capital U.S. Maximizer

Amount18 Months24 Months
10,000 - 24,9993.75%4.05%
25,000 - 49,9994.05%4.25%
50,000 - 99,9994.25%4.45%
100,000 - 499,9994.55%4.65%
500,000 and above4.65%4.8%

Certificate of Deposit

Amount30 Days60 Days90 Days180 Days366 Days
1,000 - 9,9992.65%2.75%2.85%3.05%3.45%
10,000 - 24,9992.75%2.9%2.95%3.2%3.75%
25,000 - 49,9992.9%3.05%3.25%3.45%3.9%
50,000 - 99,9993.15%3.25%3.55%3.7%4.15%
100,000 - 249,9993.25%3.4%3.65%3.75%4.25%
250,000 - 499,9993.55%3.65%3.75%4.15%4.4%
500,000 and above*****

Guaranteed Certificate of Participation

Amount30 Days60 Days90 Days180 Days365 Days
10,000 - 24,9992.65%2.9%3.05%3.25%3.5%
25,000 - 49,9992.85%3.05%3.25%3.55%3.75%
50,000 - 99,9993.05%3.4%3.55%3.75%3.9%
100,000 - 249,9993.15%3.5%3.75%3.9%4%
250,000 - 499,9993.4%3.65%3.9%4.25%4.4%
500,000 and above*****

GBP

"A" Account - Tax Free Foreign Currency

Amount30 Days90 Days180 Days366 Days
1,000 - 9,9991.5%2%2.25%2.5%
10,000 - 49,9991.85%2.15%2.35%2.8%
50,000 - 99,9992.05%2.25%2.5%3%
100,000 and above****

Capital Investor Plus

Amount3 Months
1,000 - 24,9991.25%
25,000 - 49,9991.5%
50,000 - 99,9992%
100,000 - 249,9992.5%
250,000 and above2.75%

Capital Investor Plus

AmountRate P/A
1,000 - 24,9991.5%
25,000 - 49,9991.75%
50,000 - 99,9992.25%
100,000 - 249,9992.75%
250,000 and above3%

Capital SuperSaver

AmountRate P/A
2,000 - 24,9991.5%
25,000 - 49,9992%
50,000 - 99,9992.25%
100,000 - 249,9992.5%
250,000 and above2.75%

Certificate of Deposit

Amount30 Days60 Days90 Days180 Days366 Days
1,000 - 9,9991.5%1.85%2%2.25%2.5%
10,000 - 49,9991.85%2.05%2.15%2.35%2.75%
50,000 and above*****

CDN

"A" Account - Tax Free Foreign Currency

Amount30 Days90 Days180 Days366 Days
1,000 - 9,9991.1%1.6%1.85%2.35%
10,000 - 49,9991.5%1.85%2.1%2.6%
50,000 and above****

Capital Investor Plus

Amount3 Months
1,000 - 24,9991%
25,000 - 49,9991.1%
50,000 - 99,9991.6%
100,000 - 249,9991.85%
250,000 and above2.55%

Capital Investor Plus

AmountRate P/A
1,000 - 24,9991.15%
25,000 - 49,9991.35%
50,000 - 99,9991.85%
100,000 - 249,9992.35%
250,000 and above2.85%

Capital SuperSaver

AmountRate P/A
2,000 - 24,9991.6%
25,000 - 49,9991.85%
50,000 - 99,9992.25%
100,000 - 249,9992.5%
250,000 and above2.75%

Certificate of Deposit

Amount30 Days60 Days90 Days180 Days366 Days
1,000 - 9,9991.45%1.6%1.8%2.1%2.6%
10,000 - 50,0001.6%1.8%2.1%2.35%2.75%
50,001 and above*****

JAD

Capital Advantage Gold

Amount90 Days180 Days366 Days
500,000 - 999,9996.25%7.25%7.5%
1,000,000 - 4,999,9996.5%7.5%7.75%
5,000,000 and above7.5%7.75%8%

Capital Advantage Platinum

Amount366 Days
5,000,000 and above8.75%

Capital Investor Plus

Amount3 Months
1,000 - 99,9993.5%
100,000 - 249,9993.75%
250,000 - 499,9994.5%
500,000 - 999,9994.75%
1,000,000 - 2,499,9995.5%
2,500,000 and above5.75%

Capital Investor Plus

AmountRate P/A
1,000 - 19,9993.5%
20,000 - 49,9994%
50,000 - 99,9994.75%
100,000 - 249,9995.25%
250,000 - 499,9995.75%
500,000 - 999,9996%
1,000,000 - 2,499,9996.75%
2,500,000 and above7%

Capital SuperSaver

AmountRate P/A
50,000 - 99,9994%
100,000 - 249,9994.5%
250,000 - 499,9995.25%
500,000 - 999,9995.75%
1,000,000 and above6%

Certificate of Deposit

Amount30 Days60 Days90 Days180 Days365 Days
20,000 - 99,9994.25%4.5%4.75%**
100,000 - 299,9995%5.25%5.5%**
300,000 - 499,9995.25%5.75%6%**
500,000 - 999,9996%6.25%6.75%**
1,000,000 - 4,999,9996.75%6.95%7.35%**
5,000,000 and above7.5%7.65%7.75%**

Clone of Capital Advantage Platinum

Amount366 Days
5,000,000 and above8.75%

Guaranteed Certificate of Participation

Amount30 Days60 Days90 Days180 Days365 Days
100,000 - 249,9995.25%5.6%5.8%**
250,000 - 499,9995.9%6%6.3%**
500,000 - 999,9996.65%6.75%6.8%**
1,000,000 - 4,999,9997.25%7.5%7.75%**
5,000,000 and above7.6%7.85%8%**

EUR

Capital Investor Plus

Amount3 Months
1,000 - 24,9991%
25,000 - 49,9991.25%
50,000 - 99,9991.75%
100,000 - 249,9992.25%
250,000 and above2.6%

Capital Investor Plus

AmountRate P/A
1,000 - 24,9991.25%
25,000 - 49,9991.5%
50,000 - 99,9992%
100,000 - 249,9992.5%
250,000 and above2.85%

Capital SuperSaver

AmountRate P/A
2,000 - 24,9991.35%
25,000 - 49,9991.8%
50,000 - 99,9992.15%
100,000 - 249,9992.45%
250,000 and above2.65%

Certificate of Deposit

Amount30 Days60 Days90 Days180 Days366 Days
1,000 - 9,9991.35%1.65%1.85%2.1%2.45%
10,000 - 49,9991.65%1.9%2.25%2.45%2.65%
50,000 and above*****